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Work / Retail banking sales

ValueFlow

A sales division merged business and personal bankers into new teams. On paper, they were teams. In the weekly meeting, they were individuals reading out their own numbers.

Setting
Provincial sales division of a large retail bank
The brief
Make the new sales teams work as teams
My role
Designer and facilitator, on loan from IT as an enterprise agile coach
SPIRAL steps
Probe · Illuminate · Anchor · Lift
On the surface

What they asked for

The obvious answer was a programme: teamwork training for every team, product courses so each side understood the other's offering, and probably a sales skills refresher on top.

The undercurrent

What was really going on

In one team's weekly meeting, the area manager went round the table and each banker reported their own numbers. A business banker was "working on a few big ones". Nobody could see what they were, and nobody asked. When he met a business client who needed a home loan, he didn't mention it to the personal banker at the same table.

The rivalry between business and personal banking was older than the teams. No course was going to fix that. And a team that can't see its own work can't help itself.

The design

What I designed

  1. A probe, not a programme

    Four teams, ten weeks, measured against the other teams in their regions. Small enough for the sponsor to say yes.

  2. A TeamLab day to start

    Each team mapped how it actually worked together: who did what, what each person needed from the others, and what the old rivalry had cost them.

  3. One shared board

    Every opportunity for every team member on a single board, borrowed from the Kanban boards of agile software teams, moving through the same stages from first contact to finalised.

  4. A different kind of meeting

    The weekly report-back became a short, facilitated meeting built around one question: what's stuck, and who can help?

What changed

+15.5%
Pilot teams, average position against year-to-date target after ten weeks
−1.3%
Comparison teams in the same regions, same period
3 of 4
Regions where the pilot team was the top performer. In the fourth, it came second by a single point.

The sponsor signed off a rollout to every team in the province. A second finding came later: teams where a natural leader emerged to run the sessions had the most even performance across all their members. How evenly performance is spread across a team turns out to be a useful signal for where leadership development will pay back most.

Field note · What it taught me

Months later, a reorganisation split the division and the old rivalry came straight back. The change held exactly as long as the structure that held it.

Now I build succession into a change before it is needed: second sponsors in other parts of the business, measures written into the wider performance system, and evidence put early in front of the people who will make the next reorganisation decision.

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